You just need to provide information about all of your banks accounts and so on, enter details of your bills and regular payments, and then keep the database up to date with your incomings and outgoings from moving forward. If you've already been using another financial program, or you've been using a spreadsheet to track your finances, you can speed up the process of getting Money Manager Ex setup by simply importing this data directly into the app.

You will have to set aside some time to manually create the database in which Money Manager Ex will store all of your financial information, but this is very much a guided process it's a little on the time-consuming side, but it's certainly not difficult. The program is easy enough to use that it is suitable for everyday personal finance management, but it is also powerful enough to meet the needs of small businesses.

There are various commercial offerings to choose from, but Money Manager Ex is a free, open source and cross-platform app that makes it easy to track spending, plan budget, monitor assets and generally manage your money.

Although online banking has made it possible for all of us to gain far better insights into our finances than used to be possible, there's still very much a place for money management software.

Money Manager Ex 1.6.4 download